Alloset, proprietary software of Accessor Capital Management, is a unique investment tool which combines four essential functions into one easy-to-use product.

1. Financial Planner. Alloset provides tools to create a comprehensive financial plan for your client. The financial planner encompasses future cash flows, investor tax rates, and inflation to answer vital questions about the investor's financial future.
2. Asset Allocator. Alloset utilizes time-honored investment principles and sophisticated mathematics to create an optimal investment portfolio custom-tailored to the needs and plan of the Investor.
3. Client Retention. This tool allows the user to review the investor's plan over time, comparing the expected to the actual net worth, and examining the components that determine success.
4. Education. Alloset is equipped with a complete Ibbottson database. The user can use the database to exemplify different portfolio mixes over various historical time periods.

Database
Record of all investors and history of meetings.

Investor Profile
The first step in personalizing a plan designed around the needs for your client begins with assessing cash flows requirements.

As a planning tool, these flow functions put your client's needs first. In creating a plan based on personal needs, Alloset aids the advisor in determining a precise picture of the client's investment suitability.

As a sales tool, this software can set you apart from your competition by allowing you to create long term plans for your clients and be actively involved in planning for their future.

Flows Analysis A function designed to examine the cash flows for each account, Flows Analysis addresses the impact of taxes and inflation on your clients' investments. Through the first series of outputs, graphically demonstrate the importance in planning for both factors and show the potential results of the plan. Click Chart To Enlarge Constraints Remain in control of suitability issues through the constraint function. With the ability to maintain appropriate product and/or asset class levels, Constraints allows for added customization. Optimize & Efficient Frontier Combining economic scenario data and the client's personalized cash flow needs, optimize and find the appropriate portfolio on the efficient frontier. The optimizer uses time-honored investment principles, historical relationships between asset classes, and sophisticated mathematics to create 12 "efficient portfolios." The "optimal" efficient portfolio is the one that meets the requirements of your financial plan. As a planning tool, the outputs plot the current asset mix versus the efficient frontier. This demonstrates situations where a client may be taking on too much risk or not enough in order to meet their goals. Click Chart To Enlarge Optimal Portfolio The "optimal" efficient portfolio is the one that meets the requirements of your financial plan. Alloset provides detailed risk-return analysis of both the optimal and current portfolios. Click Chart To Enlarge Scenario/Investor Performance Alloset's performance tracking function provides another client retention feature. Track actual cash flows and account values against the plan over time. Click Chart To Enlarge Market History The Market History segment utilizes historical data to communicate the importance of asset allocation and investing for the long term. It provides a dynamic tool to examine the past 75 years of capital data. Click Chart To Enlarge Policy Statement When the plans are complete and an optimal portfolio decided upon, an Investor Policy Statement is produced. This statement is documentation of the investment plan for both the client and you.